Particular
YOU ARE AN INDIVIDUAL
Plan for you and your family’s future.
Make your money grow with absolute peace of mind.
Optimal security conditions.
Discover our offers
Our offers
EMPLOYEE CHEQUE ACCOUNT
This account is intended for all public and private sector employees. It gives access to all the bank’s products and services.
- Access to loans for paid employees
- Possibility of granting loans as soon as the account is opened
- Purchase of loans and all other commitments
- Flexible loan conditions
- Possibility of early loan repayment
- Access to the entire product portfolio
- Availability of the checkbook within 72 hours
- Minimum deposit: 0 XOF
- Account management fees: 995 XOF exclusive of VAT/Month
- Access to loans for paid employees
- Possibility of granting loans as soon as the account is opened
- Purchase of loans and all other commitments
- Flexible loan conditions
- Possibility of early loan repayment
- Access to the entire product portfolio
- Availability of the checkbook within 72 hours
- Minimum deposit: 0 XOF
- Account management fees: 995 XOF exclusive of VAT/Month
PERSONAL CHEQUE ACCOUNT
Personal Cheque Account is a product designed for individuals from the informal sector who wish to deposit their money in a bank to benefit from various banking services.
- Security of your funds and possibility of overdraft
- Access to loans, banking services and savings accounts
- Flexible loan conditions
- Ideal for individuals
- Availability of the checkbook within 72 hours
- Minimum deposit:XOF 10,000
- Account management fees: XOF1,250 /Month
- Security of your funds and possibility of overdraft
- Access to loans, banking services and savings accounts
- Flexible loan conditions
- Ideal for individuals
- Availability of the checkbook within 72 hours
- Minimum deposit:XOF 10,000
- Account management fees: XOF1,250 /Month
Coris Savings
Coris Savings allows you to prepare for you and your family’s future by growing your money with complete peace of mind and under optimal security conditions
- Deposits and withdrawals are free of charge and can be done at any time
- Flexible deposits, through cash, cheque, bank transfer or wire transfer
- Can be used as collateral for a bank loan
- All savings are interest bearing
- Option to apply for a magnetic card associated with the account
- An interest rate of 3.5%, paid twice (02) a year
- Deposits and withdrawals are free of charge and can be done at any time
- Flexible deposits, through cash, cheque, bank transfer or wire transfer
- Can be used as collateral for a bank loan
- All savings are interest bearing
- Option to apply for a magnetic card associated with the account
- An interest rate of 3.5%, paid twice (02) a year
CORIS RUMMDE SAVINGS
Coris Rummde Savings aim is to promote savings within the family through the opening of savings accounts. Coris Rummde Savings also aims to participate in the banking of women, which is the majority of the population and which has little access to banking services.
- Deposits and withdrawals of funds are free of charge
- Can be used as collateral for bank loans
- Option to apply for a magnetic card associated with the account
- Access to SMS Banking and E-Banking services
- An interest rate of 3.5%, paid twice (02) a year
- Deposits and withdrawals of funds are free of charge
- Can be used as collateral for bank loans
- Option to apply for a magnetic card associated with the account
- Access to SMS Banking and E-Banking services
- An interest rate of 3.75%, paid twice (02) a year
Coris Family Savings
Coris Epargne Famille allows parents to cultivate the spirit of savings in the family by opening an account for each member.
- Deposits and withdrawals of funds are free of charge
- Develop a savings mindset of children
- Can be used as collateral for bank loans
- Flexible loan terms and conditions
- Option to apply for a magnetic card associated with the account
- Access to SMS Banking and E-Banking services
- An interest rate of 3.5%, paid twice (02) a year
- Deposits and withdrawals of funds are free of charge
- Develop a savings mindset of children
- Can be used as collateral for bank loans
- Flexible loan terms and conditions
- Option to apply for a magnetic card associated with the account
- Access to SMS Banking and E-Banking services
- An interest rate of 3.5%, paid twice (02) a year
CORIS HOME SAVINGS PLAN
Coris Home Savings Plan is a savings plan allowing subscribers to build up the necessary contribution to finance a real estate loan in a smooth and secure manner.
- Flexible loan terms and conditions
- Scheduled payments (monthly, quarterly, semi-annually)
- Loan equal to at least 2.5 times the savings
- All savings are interest bearing
- Savings with an interest rate of: 4%/year
- Loan rate: 7%/year
- Loan duration: 5 to 10 years
- Regular deposits for at least 4 years
- Minimum deposit: XOF 25,000
- Flexible loan terms and conditions
- Scheduled payments (monthly, quarterly, semi-annually)
- Loan equal to at least 2.5 times the savings
- All savings are interest bearing
- Savings with an interest rate of: 4%/year
- Loan rate: 7%/year
- Loan duration: 5 to 10 years
- Regular deposits for at least 4 years
- Minimum deposit: XOF 25,000
Coris Savings Pilgrimage
Coris Epargne Pèlerinage allows you to prepare your pilgrimage or that of a loved one in complete flexibility.
- Deposits and withdrawals of funds are free of charge
- Can be used as collateral for bank loans
- Option to apply for a magnetic card associated with the account
- Access to SMS Banking and E-Banking services
- Savings with an interest rate of 4%/year
- Deposits and withdrawals of funds are free of charge
- Can be used as collateral for bank loans
- Option to apply for a magnetic card associated with the account
- Access to SMS Banking and E-Banking services
- Savings with an interest rate of 4%/year
Coris Higher Education
Coris Higher Education is a product that is aimed at both public and private sector employees who wish to improve their qualifications. It gives you the opportunity to fund your higher education in a very flexible way.
- Possibility of continuing education and specialization
- Flexible loan terms and conditions
- Loans at a preferential rate
- Access to loans for all employees
- Access to the entire product portfolio
- Funding of higher education
- For employees of the public and private sectors
- Possibility of continuing education and specialization
- Flexible loan terms and conditions
- Loans at a preferential rate
- Access to loans for all employees
- Access to the entire product portfolio
- Funding of higher education
- For employees of the public and private sectors
Coris Rettirement
Coris Retirement is a product that allows you to have your pension quietly with the possibility of obtaining a loan under very flexible conditions. It gives pensioners the opportunity to finally be able to establish an efficient and personalized banking relationship to manage their retirement life with complete peace of mind.
- Waiver of the minimum deposit requirement for all retirees at account opening
- Waiver of the account maintenance fees all retirees
- Flexible loan terms and conditions
- Access to loans for all retirees at a preferential rate
- Product dedicated exclusively to retirees
- Account maintenance fees: 0 XOF
- Copy of a valid identity document (ID card, Passport)
- Two (02) passport photos of the same print
- Provide an accurate address
- A copy of the last payslip or work certificate
- Be an adult or an emancipated minor
- Have legal capacity
- Have a guardian for minors and the legally incompetent
- Not to be banned from banking activity or the using of cheques
- Waiver of the minimum deposit requirement for all retirees at account opening
- Waiver of the account maintenance fees all retirees
- Flexible loan terms and conditions
- Access to loans for all retirees at a preferential rate
- Product dedicated exclusively to retirees
- Account maintenance fees: 0 XOF
- Copy of a valid identity document (ID card, Passport)
- Two (02) passport photos of the same print
- Provide an accurate address
- A copy of the last payslip or work certificate
- Be an adult or an emancipated minor
- Have legal capacity
- Have a guardian for minors and the legally incompetent
- Not to be banned from banking activity or the using of cheques
TERM DEPOSIT ACCOUNT
The term deposit is a renewable fixed investment, with a theoretical minimum duration of 1 month. The purpose of the DAT is to build up remunerative savings whose interest is paid at maturity on the basis of the terms of the contract.
- The customer can benefit from an advance on TD (Rate TD+1)
- The TD can be used as collateral for bank loans
- Flexible loan terms and conditions
- Negotiable rate depending on the duration and the amount
- Target: any individual or legal entity with legal capacity
- Minimum amount: XOF1,000,000 (according to the new provisions of the BCEAO)
- Any reduction in capital before maturity will result in a release penalty (1% excl. tax)
- Minimum duration: 1 month
- The customer can benefit from an advance on TD (Rate TD+1)
- The TD can be used as collateral for bank loans
- Flexible loan terms and conditions
- Negotiable rate depending on the duration and the amount
- Target: any individual or legal entity with legal capacity
- Minimum amount: XOF1,000,000 (according to the new provisions of the BCEAO)
- Any reduction in capital before maturity will result in a release penalty (1% excl. tax)
- Minimum duration: 1 month
